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@Francobigbro · 2026-10-13 07:58

Here's an example. Say you live in New York City and you're a freelancer, a sole proprietor, or a delivery driver. After business expenses, you net $100,000 for the year. Your tax bill looks roughly like this: Self-employment tax (Social Security + Medicare): ~$14,100
Federal income tax: ~$8,200
New York State tax: ~$4,500
New York City tax: ~$3,200 That's close to $30,000 in total. So you made $100K on paper, but only about $70K actually lands in your pocket. And that's before health insurance, which you also have to buy on your own, and that's another big expense. #SelfEmployed #SelfEmploymentTax #FreelanceLife #NYCTaxes #SmallBusinessTax

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